discretionary spending

How Housing, Healthcare, and Tuition Are Consuming 37% of U.S. Household Budgets in 2025

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In 1960, U.S. households spent just 22% of their budgets on housing, healthcare, and college tuition. By 2025, that share has surged to nearly 37%, squeezing discretionary income and reshaping the middle-class lifestyle. This article explores the historical rise, economic drivers, and policy failures behind the soaring costs of essentials, with data showing hospital services …

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The $36 Trillion Problem:America’s Budget Bomb Is Ticking Even in Good Times,Here Is Everything You Need To Know

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The $36 Trillion Problem:The U.S. is facing a dangerous and unprecedented fiscal crisis — not because of recession, war, or pandemic, but due to deep-rooted structural imbalances. With annual spending outpacing revenue by nearly $2 trillion and interest payments on debt exploding past the defense budget, America’s long-term economic future is at serious risk. This …

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